Finance
RBI · Banking · Mutual Funds
financeYes Bank and AU Small Finance Bank offer 7.1% on five-year deposits to non-residents, following RBI measures to attract foreign capital and support the rupee. Larger banks face less pressure to raise rates, while smaller banks offer higher yields to attract new customers.
financeThe UK's Financial Conduct Authority has revised its money market fund rules, softening initial proposals to enhance fund resilience while addressing investor needs. The updated guidelines set expectations for liquid asset holdings in stable and variable NAV funds.
financeFund managers recommend investing in corporate bonds and long-tenure gilt funds as the RBI maintains its repo rate at 5.25%. This strategy is driven by attractive yields and potential tax benefits for foreign investors.
financeThe Indian Rupee is expected to recover to 92 against the US Dollar, driven by fresh capital inflows following the RBI's move to allow greater foreign access to government securities. This strategic decision aims to stabilize the currency and attract more investment.
financeWith retail inflation easing to 3.48% in April, the RBI's decision to maintain stable interest rates is boosting confidence in India's real estate market. Developers see predictability as key to sustaining momentum, especially in mid and premium housing segments.
financeThe RBI's recent policy announcement aligns with market expectations, featuring a capital gains tax exemption for FPIs in government securities. Inflation forecasts have been raised, while growth projections are slightly trimmed, reflecting global economic challenges. The rupee's stability is expected to improve with recent policy measures.
financeThe RBI is absorbing hedging costs on 35-year FCNR(B) deposits to attract more NRI dollars, echoing strategies from the taper tantrum crisis. This move aims to bolster foreign exchange reserves and stabilize the rupee.
financeMarcellus Investment Managers is launching a Global Equities Fund, open from June 8 to June 19, focusing on defence, AI, and luxury themes. The fund targets Indian investors seeking overseas diversification amid domestic market concentration risks.
financeIndia's banking sector is set for an earnings revival with private lenders like ICICI Bank and AU Small Finance Bank leading the charge. Stabilizing margins and normalizing credit costs are key factors driving this recovery.
financeIn June 2026, Indian banks will observe 11 holidays, varying by state. Online banking services will remain operational, ensuring continuous access to financial services. Customers are advised to plan in-person banking activities around these closures.
financeCrisil forecasts a 10-15 basis point decline in banking sector RoA to 1.15-1.2% this fiscal year, driven by softer treasury income and increased provisioning. Despite this, RoA remains above long-term averages, indicating sector resilience.
financeSeveral banks, including SBI, ICICI, and HDFC, will observe a holiday on May 27 for Bakrid. The holiday schedule varies by region, affecting banking operations differently across states. Customers are advised to check their region's specific schedule.
financeDebt fund managers are using the 'barbell' strategy to manage yield volatility, as explained by Basant Bafna of Mirae Asset Mutual Fund. This approach involves allocating investments at both ends of the duration spectrum to balance risk and return.
financeThe rapid rise in borrowing for AI data centers is causing concern on Wall Street, with potential credit risks reminiscent of past financial crises. Indian investors should be cautious of global market impacts.
financeThe NY Fed's Lorie Logan Perli emphasizes the flexibility of the Fed's monetary policy toolkit amidst declining reserve demands. This strategic adjustment, including reduced Treasury bill purchases, is crucial for global financial stability and has implications for Indian markets.
financeMutual funds in India increased their holdings in nine key stocks in April 2026, leading to significant share price rallies. This trend underscores strong institutional confidence and presents potential opportunities for retail investors.
financeThe Income Tax Appellate Tribunal has ruled in favor of an IT employee contesting a Rs 51.2 lakh tax penalty due to Form 16 discrepancies, setting a significant precedent.
financeRetail investment in India is booming, yet rural participation remains low. SEBI is focusing on financial literacy and investor protection to bridge this gap.
financeBitcoin's value has dropped to a two-week low of $76,700 amid a broader crypto market selloff, causing $661 million in liquidations. Analysts point to Bitcoin's rejection near $82,000 and slowing ETF inflows as key factors.
financeAs global markets face high valuations and geopolitical risks, investors are revisiting strategies like value investing and mean reversion. These approaches emphasize patience and discipline, offering stability amid market volatility.
financeSurvivorship bias in stock markets can mislead investors into overestimating their investment skills by focusing only on past successes. Understanding this bias is crucial for making informed investment decisions.
financeMastering trading psychology is crucial in today's volatile markets. Indian investors must focus on discipline and avoid emotional decision-making to succeed.
financeWarren Buffett's greatest investments aren't stocks but personal and philosophical commitments. His insights offer a holistic view of wealth beyond financial assets.
financeSEBI has simplified the onboarding process for foreign portfolio investors, easing PAN card requirements. This move aims to attract more foreign investments into India.